Congratulations on taking a step that many think about but few act on — prioritizing your mental health and well-being. Choosing support is a powerful act of self-care, courage, and commitment to the life you want to live out loud. At Dream Life Out Loud, we honor your investment in this work and are here to walk with you through the real, sometimes messy, always meaningful process of growth and healing. Below you’ll find our pricing and scheduling options, designed to support you with clarity, consistency, and care.
INSURANCE PLANS WE ACCEPT
If your plan is out-of-network, we can provide superbills for possible reimbursement. Your benefits are individual — we verify them before your first session so you know what to expect.
How Onboarding for Services Works?
Standard Rates for Psychotherapy & Coaching Services
Individual
$200
Couples & Families
50-minutes: $225
90-min: $250
OUR LOCATIONS
We see clients virtually (WA & FL) and in-person in Renton, WA.
Visit our Telehealth & Virtual Therapy page for Frequently Asked Questions about virtual sessions.
We offer short-term reduced rates.
Please inquire directly for current availability.
Reach out today to work with our team!
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Additional Funding Opportunities
Dream Life Out Loud reduces the cost for our services in support of funding opportunities for Black individuals, couples, and families via third party funding donors and grants from the following organizations. Inquire directly for availability to leverage these resources.
The Washington Therapy Fund Foundation is a 501(c)3 non-profit charitable organization offering funding to eliminate barriers to Black healing.
The Loveland Therapy Fund provides financial assistance to Black women and girls seeking therapy nationally.
Pricing FAQs
What if I need to cancel or reschedule?
We understand that life happens. We ask for at least 24 hours’ notice to cancel or reschedule your appointment. Appointments cancelled with less than 24 hours’ notice, or missed without notice, are charged the full session fee, unless the appointment is rescheduled within the same week and availability allows.
Do you offer shorter or longer sessions?
Our standard session length is 50 minutes, which allows enough time for meaningful clinical work while maintaining consistency in care. Longer sessions may be available in limited circumstances and by clinical recommendation. Shorter sessions are not offered, as effective therapy requires adequate time and continuity.
How do payments get billed?
A valid credit card is required to remain on file. For self-pay clients, payments are processed weekly based on your scheduled sessions. For insurance-based services, claims are submitted after each session, and any copays, coinsurance, or deductible amounts are your responsibility and will be billed accordingly.
What if my insurance changes?
Insurance benefits can change at any time, including mid-year. It’s important to notify us as soon as your coverage changes so we can verify benefits and avoid claim delays or unexpected charges. Clients are responsible for all services rendered regardless of insurance reimbursement.
No Surprises Act
To provide transparency with our pricing and billing services, all clients receive disclosures and informed consent paperwork detailing pricing and session rates with their therapist(s). These disclosures are completed prior to working with our team and are always available in our Client Portal. You may also ask your therapist for copies at any time.
The No Surprises Act (H.R. 133 effective January 1, 2022) Section 2799B-6 of H.R. 133) protects people covered under group and individual health plans from receiving surprise medical bills when they receive most emergency services, non-emergency services from out-of-network providers at in-network facilities, private pay services, and services from out-of-network air ambulance service providers.Psychologists and other health care providers are now required by law to give uninsured and private pay clients a “Good Faith Estimate” of costs for services that they offer. If you receive a bill that is at least $400 more for any provider or facility than your Good Faith Estimate from that provider or facility, you can dispute the bill.
Essentially, under this new law, mental health care providers who do not accept insurance or for clients who do not have insurance, providers must give clients an estimate of the bill for medical items and services.
You have the right to receive a “Good Faith Estimate” to provide an estimate of expected charges you may be billed over at least the next 12 months from the start of scheduling services, for health care items and services you receive. This Good Faith Estimate includes the costs of services you can reasonably expect for your health care services, and does not include any unknown or unexpected costs that may arise during treatment.
Your total cost of services with Dream Life Out Loud, PLLC can only be determined based on your unique presenting challenges and treatment plan. Clients work in collaboration with their therapist to determine the appropriate level of care, which will dictate the number and type of psychotherapy sessions. Fees related to services with Dream Life Out Loud, PLLC may include late cancellations/no shows, other services (e.g. Emotional Support Animal services), and legal fees. Estimated fees for services will vary based on requests for services, consultations with other care providers, clinically appropriate referrals for additional services from other care providers, and ongoing updates or changes to treatment scheduling based on client needs. The good faith estimate is an estimate based on information made available at the time the estimate is requested and does not reflect ongoing changes to treatment and scheduling.
You may start a dispute resolution process with the U.S. Department of Health and Human Services (HHS). If you choose to use the dispute resolution process, you must start the dispute process within 120 calendar days (about 4 months) of the date on the original bill. There is a $25 fee to use the dispute process. If the Selected Dispute Resolution (SDR) entity reviewing your dispute agrees with you, you will have to pay the price on this Good Faith Estimate, reduced by the $25 fee. If the SDR entity disagrees with you and agrees with the health care provider or facility, you will have to pay the higher amount.
To learn more and get a form to start the process, go to www.cms.gov/nosurprises/consumers or call 1-800-985-3059.
For questions or more information about your right to a Good Faith Estimate or the dispute process, visit www.cms.gov/nosurprises/consumers, emailFederalPPDRQuestions@cms.hhs.gov, or call 1-800-985-3059.